Canadian youth are growing up in a time when spending is easier than ever and debt is a way of life. This problem is exacerbated by hectic family schedules, leaving parents with little time to teach their children about money management. Limited resources in schools mean that they are also not able to teach students critical financial skills that will keep them out of debt and help them succeed in life.
Personal Finance teaches students personal money management skills including the key elements of personal finance such as spending wisely, budgeting, saving, investing and using credit. Program volunteers employ interactive lessons to boost students’ self-confidence, so they can apply their new knowledge to their lives immediately.
By the end of the program, students will have a personal finance plan and clear goals for their financial security.
Like other JA programs, Personal Finance is curriculum-linked, student-centered and skills-focused.